HELB loans Kenya state agency (Higher Education Loans Board) is an organization that gives helb loans, bursaries and scholarships for training at public institutes, which are recognized by the Ministry of Education of Kenya. Thanks to HELB loans, all Kenyan citizens can empower their dreams by getting an academic degree and embarking on a successful career. Do you want to know everything about HELB registration at HELB student portal in Kenya, HELB loanapplications, status, paybill and more? Then you are in the right place. We have collected all information for first time applicants, postgraduate students, and HELB applicants in Kenya.
How HELB loans work?
The Higher Education Loans Board gives financial support for applicants who are going to take postgraduate or undergraduate studies. The aid is disbursed in the form of loans, bursaries or scholarships and must be repaid immediately after completion of one’s studies or at any other time which is stipulated in the HELB terms for a particular produc (i.e. loan type). The primary purpose of helb students loans is to help needy students whose parents cannot afford expensive education. HELB loans are not intended for wealthy families and for students with no financial difficulties.
HELB eligibility – who can one apply?
HELB loans are available to all Kenyan citizens who can service the loan immediately after its disbursement.
HELB products – HELB loans, HELB bursaries and HELB scholarships
Higher Education Loans Board offers the following services and products to Kenyan citizens.
a) HELB loan
i. Dipoloma students loans (Technical, Vocational, Education and Training)
Can be obtained by individuals who pursue diploma courses in Institutes recognized by the Ministry of Education, Science and Technology and are registered kenya universities and colleges central placement service (KUCCPS)
ii. Undergraduate Students loans for:
– Direct Entry Students (DES) – secondary school leavers who are planning to enter all sorts of universities within the states of East Africa either through the Kenya University Placement Board Services or as self-sponsored students. Loan interest is 4%p.a. Loans are available from Kes 37,000 to Kes 60,000.00 per year. Loan repayment is required after completion of undergraduate studies. HELB first time applicant needs to apply through helb student portal
– Continuing Education Students (CES) – employed students who want to enhance their academic qualifications by obtaining a degree. Loan interest is 12%p.a. Loans are available from Kes. 50,000 to Kes 100,000. Loans processing fee is Kes 2,000. Loan repayment is required immediately after disbursement (remitted to the educational institution as tuition fees). HELB application form for continuing students is available online on the helb co ke official website.
– Postgraduate Students – students on Masters or PhD programmes who would like to finance their studies. Maximum loan sum is Kes 200,000.00 per year. Loans processing fee is Kes 2,000. Loan interest is 12% p.a.
All www.helb.co.ke application forms undergraduate and postgraduate must be filled and downloaded on the helbloan official website!
b) HELB bursary
i. Undergraduate bursaries are awarded to undergraduate students who require financial support to study in the government sponsored programs.
ii. Technical, Vocational, Education and Training Bursaries are awarded to undergraduate students who require financial support who pursue Diploma courses in TVET recognized Institutes.
c) HELB scholarships
HELB awards partial scholarships to Masters and PhD applicants basing on their academic merit. Loans processing fee is Kes 3,000 which is paid upon submission of the form. HELB application form for HELB scholarships can found at www.helb portal
HELB partnership programs – TRF, Afya Elimu loans, HELB universities partnership, Visa Oshwal Scholarship
– Training Revolving Fund (TRF) – partnership between HELB and the Ministry of Devolution an Planning. Loans (minimum of Kes 30,000.00 or a maximum of Kes. 500,000.00) are available for Civil Servants who want to enhance their academic qualifications by taking Masters or PhD programmes or short technical and professional courses. Loan interest is 4%.
– Afya Elimu Fund – partnership between HELB and USAid funded HRH. Afya Elimu loan is given to medical students taking Diploma or Certificate courses at the authorized educational establishments such as Kenya Medical Training College. Afya Elimu loan application form is available at HELB student portal.
– HELB Universities Partnership – Financial aid for needy but talented students who want to take academic programmes on a self-sponsored basis. HELB grants the maximum sum to such students and the university takes care of the balance through the financial aid office.
– Visa Oshwal Scholarship is awarded to 20 direct entry university students each year. The scholarship covers all tuition fees for undergraduate degree programmes. The maximum scholarship amount is Kes.100,000 on an annual basis.
HELB online portal guide – helb registration, helb application forms, helb application process
Step 1. HELB registration
In order to apply for a helb loan, it is necessary to register at the helbportal first. Follow these steps for successful helb account creation:
1. Open a web browser (Chrome, Mozilla Firefox, Opera, internet explorer etc)
2. Visit the helb loan portal www.helb.co.ke (don’t confuse it with www.helb.com)
3. Select a product and click on it. You will be forwarded to the helb student portal.
4. Select “Register” and type in the necessary information (First Name, Middle Name, Last Name, ID Number, Valid Email Address, Password) Click on “Sign Up” and get an activation link to your email address
5. Access your personal email address and click on the HELB portal activation link.
6. After being forwarded to the HELB page, log in to your personal account.
7. Fill in your personal and residence details and click “Save”
8. You are ready to apply for the HELB loan, HELB bursary or HELB scholarship
Step 2. Know the HELB loan application requirements
HELB applicants need to have the following documents and information in order to apply for a HELB loan:
1. National Identification Card copy . HELB staff will use your ID to identify as an applicant. It is also required when creating a new helb account at the helb potal.
2. Valid bank account . HELB will credit your helb bank account before the beginning of each semester. HELB applicants are advised to provide helb bank details of one of the the following banks: National Bank of Kenya, Kenya Commercial Bank, Cooperative Bank of Kenya, Kenya Post Office Savings Bank (Postbank), Equity Bank.
3. Kenya Revenue Authority (KRA) pin. Used by HELB board to track its borrowers.
4. Your Parent (s)/ guardian particulars: name, marital status, level of education, source of income, employee details, current pay slip and employee No. (if employed).
5. Your Parents Death certificate (for orphans).
6. Letter of admission to the educational institution (or its copy).
7. Copies of two guarantors’ Identification Cards
8. Three colored passport size photographs
Step 3. HELB loan application forms and HELB application process
Once, you have completed your HELB registration (see step 1), click on the helb portal log in button. You will be redirected to the main page of the website, where you will be able to choose the needed HELB application. There you will find different application forms for different helb products
HELB application forms for non-salaried applicants
1. Undergraduate First Time Applicants
2. Undergraduate Second and Subsequent
3. Undergrad Loan Review/Appeals
4. Constituency Loan Application Forms Embu
5. Constituency Loan Application Forms Tinderet
6. Constituency Loan Application Forms Naivasha
7. Constituency Loan Application Forms Igembe
8. Constituency Loan Application Forms Karachuonyo
9. Constituency Loan Application Forms Awendo
10. TVET for Tertiary Institutions
11. TVET for Tertiary Institutions Second and Subsequent
12. Afya Elimu Fund (AEF) Subsequent Loan Application
13. First Time and Subsequent Afya Elimu Fund Pre-Service
14. Visa Oshwal Scholarship
HELB application forms for salaried applicants
1. Alternative Loans for Undergraduate, Salaried Applicants
2. Alternative Loans for Postgraduate, Salaried Applicants
3. Postgraduate Scholarship
4. Training Revolving Fund (TRF) for Civil Servants
5. KRA Staff Loan Application Form How do you apply for HELB loan? Helb form application process
How do you apply for HELB loan? Helb form application process
1. Visit the official website – www.helb.co.ke.
2. You will be also asked to read all the HELB Financial Literacy literature and complete every point of the registration.
3. Once you have completed the HELB students login process, select the needed application form and fill in all the required fields.
4. Now you will have to download and print two copies of the filled in application.
5. The copies will have to be properly filled, signed and stamped by the relevant authorities and guarantors.
6. Put your signature on the application form, and attach all the required documents. You will find the full list of the dicuments on the last page of the LoanApplication Form.
7. One copy of your properly filled in application form with the documents should be sent to one of the following HELB offices – Nairobi, Kakamega, Eldoret, Nakuru,Mombasa, Kisumu, Nyeri, Embu, Machakos, Kisii, Bungoma, Turkana, Meru, Kitui, Kericho, Nandi [Kapsabet], Thika, Garissa, Migori, Chuka and Kitale for free and secure delivery to HELB Head Office. Or you can present it at HELB Student Centre on Mezzanine One [M1], Anniversary Towers, University Way, Nairobi.
8. The second copy should be kept safely at home.
HELB loan repayment options
A) HELB bank payment
All payments are payable to “Higher Education Loans Board”, by crossed cheque, Bankers draft, direct transfer, standing order, EFT or cash deposit to HELB collection A/C in any of the following banks:
– Citibank, Nairobi A/C No. 300 040 012
– Co-operative Bank, University way A/C No. 011-296 122 2800,
– Barclays Bank, Barclay’s plaza A/C No. 077-501 8216,
– Kenya Commercial Bank, University-way A/C No. 1103 266 314,
– Standard Chartered Bank, Koinange street A/C No. 010 801 826 4700
– Equity Bank A/C No. 055-029 357 3408
– National Bank of Kenya Harambee Avenue A/C No.010 016 039 1100
B) Payment with HELB mpesa paybill number
To repay the helb loan via MPESA, you should enter HELB business number as 200800 or Airtel Money, please enter nickname as HELB. Your national ID number is account number. You will instantly receive confirmation via SMS.
– Choose the paybill option
– Type in 200800 (HELB mpesa paybill number)
– Use your national ID number as your account number
– Specify the amount you want to repay
– Type in your PIN number
– Confirm the transaction
HELB loan disbursement status – Helb Loan Status
In order to check HELB loan status, you will need to visit the helb student portal. Once you perform the helb portal login, you will be able to get the necessary information.
Enquiries – Helb Enquiries
For any other kind of inquiries, please visit – helb.co.ke/enquiries/. You will be asked to fill in all the fields, and give truthful information about yourself. In the “Your Message” field, type the question you would like to ask.
HELB contacts – helb contact numbers, website and email
– HELB Physical Address : University Way, Anniversary Towers, 18th Floor.
– Postal Address: P.O. Box 69489 – 00400, NAIROBI, Kenya.
– Telephones: +254 711 052 000; 020 2278000.
– HELB website: http://www.helb.co.ke/
– HELB portal: https://portal.helb.co.ke/
– General helb loan repayment queries: firstname.lastname@example.org
– Remittance (for employers): email@example.com
– Start payment: firstname.lastname@example.org
– Helb Statement queries: email@example.com
– Request for helb clearance: firstname.lastname@example.org
– Request helb refund: email@example.com
– Alternative helb loans queries: firstname.lastname@example.org
HELB loans Kenya Student FAQ
Q: How frequently will HELB send loan statements?
A: You can check out your loan statement anytime at helb website www.helb.co.ke
Q: What repayment options does HELB offer?
A: HELB offers check off system, credit card, standing order, cash/cheque deposits to HELB Account.
Q: How is it possible to make repayments from abroad?
A: Credit card or Direct Transfer to HELB account number 300 040 012, Citibank Nairobi. Swift code CITIKENA
Q: What happens if I don’t repay the loan?
A: Defaulters will be penalized (min Ksh 5000 for each month)
Q: Can I repay my loan in one installment?
A: Yes.HELB will no charge extra fees for early repayment.
Q: What are ledger fees?
A: Ledger fees are charged to maintain your helb account.
Q: What happens once I repay my loan in full?
A: HELB will issue a clearance certificate.
Q: How can HELB know my whereabouts?
A: You must report your place of residence to HELB within one year of completion of your studies or face a penalty.
Q: What should I do in case of overpayment?
A: HELB will return the overpayment.
Q: How long will it take to get a refund from HELB?
A: HELB reserves a maximum of one month to handle your refund request.
Q: Can interest be discarded for Muslims?
A: No. In order to receive a helb loan you must agree to all terms and conditions.