September 2021

Financial problems and challenges happen to everyone at some point, and the stress and worry can get to you. However, realizing that there is almost always a way out can help you not feel so depressed. You may be able to find the way out yourself, or you may need someone else’s perspective to help you find a solution. Below we’ll show you how to overcome financial problems and difficulties and ease your stress.   Identify the underlying problem that’s causing the difficulties The first step to overcoming financial problems is to identify the underlying issue that’s causing the financial difficulties. Financial problems are usually a symptom of a bigger issue. To come up with solutions that work in the long run, take the time to identify the real source of your financial troubles. Here are some common things to think about:   Buy to access full content

What is personal finance? Personal finance is the process of planning and managing personal financial activities such as income generation, spending, saving, investing, and protection. The process of managing one’s personal finances can be summarized in a budget or financial plan. The key to successful money management is developing and following a personal financial plan. Research has shown that people with a financial plan tend to save more money, feel better about their progress, and make more appropriate decisions – no matter what their income. Moreover, a written financial plan is far more effective than a mental one. Seeing your plan in writing helps to remind you about what actions are necessary to reach your goals and it helps you to check your progress more easily than relying on memory alone. A successful financial plan can be developed in six steps: Set goals Prepare a net worth statement Gather past income and expense records Complete the Spending and Saving Planner Keep records of spending and saving Evaluate   Set goals First, take time to set goals and decide as a family what you hope to accomplish financially. Knowing what is important to you and your family is a critical first step in a successful personal financial plan. Use the Setting Goals worksheet to decide which financial goals are most important to the family and how much will be needed each month to accomplish these goals. A well-defined financial goal is: Specific – what you want to achieve. Measurable — how much money you will need. Tied to a time frame — when you want to achieve the goal. Reasonable – it can be achieved with the time and money available.   Prepare a net worth statement The next step in your financial plan is to look at your present situation by preparing the Net worth statement (also referred to as a Balance Sheet). Purchase to access full content

Financial Problems encountered in managing individual financial affairs Savings and investment considerations Personal risk management Cost of credit Financial Alterations – Retirements; Estate and Tax planning and family budgeting

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CERTIFIED FORENSIC FRAUD EXAMINER (CFFE) PDF Syllabus   Certified Public Accountants (CPA) New Syllabus PDF Certified Secretaries (CS) New Syllabus PDF Certified Investment and Financial Analysts (CIFA) New Syllabus PDF Certified Credit Professionals (CCP) New Syllabus PDF Certified Information Systems Solutions Expert (CISSE) New Syllabus PDF   Accounting Technicians Diploma (ATD) New  Syllabus PDF Diploma in Computer Networks and Systems Administration (DCNSA) New  Syllabus PDF Diploma in Data Management and Analytics (DDMA) New  Syllabus PDF   Certificate in Accounting and Management Skills (CAMS) New Syllabus PDF Vocational Certificate in Entrepreneurship and Innovation New Syllabus PDF Vocational Certificate in Graphics Design Syllabus PDF Vocational Certificate in Cyber Security Blockchain Technology Syllabus PDF     KASNEB Examinations Information Booklet ( New syllabus transition guidelines) PDF